Golf Cart Insurance in Calexico, CA

Golf carts are no longer just for the golf course. They’re increasingly used in gated communities, retirement neighborhoods and even on public roads in some areas. As their popularity grows, so does the need to understand how to protect them financially. That’s where golf cart insurance comes in. Whether you’re cruising around your community or transporting gear across your property, having the right insurance can safeguard you from unexpected costs due to accidents, theft or liability claims.

Does My Homeowners Insurance Cover My Golf Cart?

Homeowners insurance may offer limited coverage for your golf cart, but it typically depends on how and where the cart is used. Most standard homeowners policies might cover a golf cart only while it is on your property, and even then, only under specific circumstances, such as if it’s damaged by a covered peril or involved in an accident on your premises. However, once the golf cart is driven off your property, such as on public roads or in a golf community, homeowners insurance usually does not provide coverage. In those cases, a separate golf cart insurance policy is often necessary.

How Much Does Golf Cart Insurance Cost?

What you pay for golf cart insurance may vary based on the following:

• Type of coverage
• Age and condition of the golf cart
• Intended use
• Location
• Driver profile
• Custom features and accessories

What Is the Best Way to Insure a Golf Cart?

For golf cart insurance near you, contact The C&J Family Insurance Agency.